Finance

Adiós, finance office.

To get a car loan with Blinker, all you need is your smartphone or laptop. That means you can pre-qualify, customize your terms and secure your loan – all on your own.

Pre-qualify instantly

without affecting credit

Pre-qualify

Technology that does the work for you

Blinker uses technology to make applying for a car loan quicker and easier than ever. To pre-qualify instantly, all you have to do is snap a photo of your ID or answer a few questions.*

Loan terms on your own terms
Customize

Loan terms on your own terms

When you finance with Blinker, you’re in control. That means you choose your monthly payment, adjust your terms in real time and send your offer directly to the seller.*

Sign and pay with your fingertip
Checkout

Sign and pay with your fingertip

Blinker supports you through the entire loan process, end-to-end. You sign all of the paperwork digitally and your money is transferred securely through the app.

Learn more about Checkout
Watch Corrine’s Story

“Blinker made financing super convenient – I didn’t even have to leave the house.”

Rates starting at 3.9%

A fresh new loan with Blinker means you’re getting an APR that’s competitive with leading banks.*

Pre-qualify instantly

without affecting credit

FAQ

Questions about financing?

  • The pre-qualification process takes just a few minutes. You will provide basic personal information and Blinker will perform a soft pull that won't affect your credit score. You will then receive your credit decision instantly! Once approved, you can shop our marketplace with your financing already secured.

  • When you finance with Blinker, you make monthly payments to Blinker. The seller always gets paid in full once the sale is complete.

  • Generally, financing is available for vehicles 10 model years old and newer with less than 120K miles. Financeable vehicles will show a monthly payment estimate alongside the seller's asking price.

  • In some instances, a down payment may be required based on credit worthiness and purchase price. With a higher down payment, you may be eligible to lower your interest rate.

  • Once you are approved for a Blinker loan, you can finance any car that displays a monthly payment option in our marketplace. If you don't see a car you like, you can shop places like Craigslist, Autotrader and LetGo, and ask the seller to list their car for sale on Blinker. Currently, you can not use your Blinker loan at a dealership.

*Advertised 3.9% APR is offered depending on the individual's excellent and substantial credit, and key financing characteristics, including but not limited to the amount financed, repayment term, loan-to-value (LTV) ratio, and vehicle. Your actual APR will be based on your specific situation.